WE WANT YOU TO SMILE FROM START TO FINISH!
We know exactly how stressful applying for a loan can be and how much time and energy it consumes. Endless paperwork, hours of waiting in banks that don't even seem to care about your needs. Often it takes months for the money to be delivered, after endless reminders and phone calls to get updates on the pending claim.
Rather, we want our customers to enjoy their loan application from start to finish without any problems or worries. We want to see you with a smile at all times. We are your opportunity for this; we will always be by your side until you have achieved your goal.
Loans
Online Application and,
Remote Contract Signing!
1 Customize Your Loan
Cash loans are also available for employed individuals!
The data calculated by the cash loan calculator is informative. It gives you an idea of the potential monthly payments. To receive an individual offer, you must fill out a loan application.
Apply
Fill out the e-application, contact the customer service or call +39 350 002 7349.
Signatures
Sign the contract at the customer service office or remotely.
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Buy your dream car within 5 days and have the car registered in your name.
Register
Send a copy of your documents to info@fidesaq.com
Monthly Installment
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For a Cash Loan
A cash loan is an excellent solution that gives you the opportunity to obtain the necessary funds to meet your needs and desires. When taking out a cash loan, the customer is free to spend it on their goals and ideas. Including travel, major purchases, healthcare, accommodation, or other needs, as does not require the customer to spend the amount received on a specific purchase.
Requirements for Taking Out a Loan
Customers who have a regular monthly income and permanent employment can apply for a cash loan online. The customer's current income and repayment capacity, as well as credit history and other existing credit obligations, are carefully reviewed.
The interest rate is 3%.
A cash loan for ages 20 and up is available in amounts from 2,000 to 50,000 euros.
Cash Loan Conditions
You can apply for an unsecured cash advance by calling +39 350 002 7349 and completing an electronic application on the website. After receiving approval for the issuance of a cash loan, the customer must sign the commitment agreement in person or remotely.
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Realize your projects with 100% online financing!
Frequently Asked Questions
Yes, you can submit an application, however, the customer's creditworthiness (official, verifiable income and credit rating) is checked before a new loan is granted.
No, we offer to conclude a remote money loan agreement anywhere in Germany and certain European countries.
Yes, such an option is offered – we offer to combine the existing loan with the new one and transfer the interest amount additionally to the current account. In order to evaluate the loan amount we offer, you must complete an application.
The amount of the monthly loan payment can be determined using the interest calculator from , located on the website's homepage.
The interest rate calculator calculates the possible amount of monthly payments, including the commission fee for granting the loan. The monthly payment amount may change if your application for the desired amount is rejected but a lower loan sum is offered – in this case, other monthly payment amounts will be adjusted accordingly.
The loan amount is transferred to the customer in full, without deduction of a separate fee or commission.
If you have a long-term loan agreement with SIA "" and wish to repay the loan in full or in part before the loan repayment period specified in the credit agreement, you must also indicate the remaining loan amount as well as the interest and other payments due on the loan on the date of early repayment (in the case of partial repayment, the payment received may be diverted to cover current scheduled payments). The procedure for full or partial early repayment of the loan is regulated in detail in the credit agreement concluded by you.
It is also possible to pay a higher amount than the monthly payment specified in the payment plan - in this case, a prepayment is made for the following months. If such a prepayment has been made, you can skip the monthly payment if its amount has already been paid.
If you wish to repay the long-term loan early, you do not have to pay the loan usage and service fees for the months you do not use.
If you would like to clarify the balance, please call the SIA '' customer service department at +39 350 002 7349 (weekdays from 9:00 to 18:00, Saturdays from 10:00 to 14:00), write to us or contact us in person at one of our branches. Information on branch locations can be viewed here.
In the case of early repayment for private individuals, the borrower only pays the loan interest and the loan administration fee for the actual time of loan usage, but the commission fee must be paid in full. To answer simply - yes, the interest and also the service fee for the unused period will be canceled.
Loan payments are to be made according to the issued payment plan. If payment is not made after the date specified in the schedule, late interest will be charged.
If you are unable to make payments on time for valid reasons proven by relevant documents, please contact us by phone at +39 350 002 7349.
Each situation is evaluated individually.
No, offers neither quick loans nor SMS loans. We encourage you to borrow responsibly.
Learn about the possibilities!
Find out about the monthly payment amount of your potential loan. Your creditworthiness will be checked before the loan is granted.